Upcoming Seminars

Foreclosure Prevention Seminar

Call 760-754-2121 for upcoming dates

English:  10:00 a.m. – 12:00 p.m.   Spanish: 1:00 p.m. – 3:00 p.m.

By Michael Gaddis, Esq.

Syllabus of Discussion Topics

1.  Proposed State Attorney General Settlement with Big Banks?  What is it and how does it affect homeowners?

2.  How Does the Foreclosure Process Work?

3.  What is a Short Refinance?

4.  What is a Loan Modification?  What is the Loan Modification Process?

5.  Why Do You Get So Much Mail After a Notice of Default is Filed?  Entities That Assist With Loan Modifications.      

6.  What is HAMP/MHA Plan?  Do all Lenders and Investors Participate in HAMP/MHA/Obama Plan?

7.  Investors Approaching Homeowners About Trying to Buy Their Homes for Market Value and Sell Them Back Via Lease to Own Agreements. 

8.  Hardships and Imminent Default

9.  Principal Reductions:  Fact and Fantasy

10.  What is Net Present Value?

11.  Serviced Loans v. Portfolio Loans

12.  How is Credit Affected by a Loan Modification/Short Sale?

13.  The Value of Forensic Analysis of Loan Documents

14.  Litigation:  Does it Work?

15.  Recourse Loans v. Non-Recourse Loans

16.  1099 Tax Liability for Debt Forgiveness & the Mortgage Debt Relief Act of 2007 (which, as of today, expires December 31, 2012). 

17.  What is HAFA?

18.  Deed in Lieu of Foreclosure

19.  Does Filing a Bankruptcy Help Save Your House?

20.  What can I do with the 2nd loan?

21.  Beware of Foreclosure Rescue Scams

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